We collect nonpublic information about you from various sources, including the following:
* Information we receive from you.
* Information we receive on applications or by other means such as your name, address, telephone number, social security or tax identification number.
* Information we receive from references you provide to us and permit us to contact.
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as requested by our customers or as required by law.
We restrict access to nonpublic personal information concerning you, except to employees who need access to such information in order to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.